Security Tips:

  1. Monitor account activity regularly for irregular transactions, and report discrepancies to your financial institution immediately.

  2. Be mindful when shopping online and look for signs of illegitimate websites. Spelling or grammatical errors, missing contact information, and suspicious URLs or email addresses are all red flags.

  3. Read the fine print when purchasing items online. If prompted, do not save credit and debit card information on the merchant's website or app.

  4. Use Wi-Fi judiciously. Limit the type of business conducted over open public Wi-Fi connections, including logging in to key accounts like banking.

  5. Manage social media settings and minimize information sharing. Just a few data points can create a pathway for exploitation by cybercriminals.

  6. Back up intellectual property and other digital information and store it safely so in the unfortunate event of a ransomware or other cyberattack you have a way to retrieve the data.

  7. Use unique passphrases as passwords and differentiate them across multiple platforms. Length trumps complexity. A strong passphrase is at least 12 characters long.

  8. Do a system check. Purge unused apps and outdated or sensitive information stored in old files and emails and ensure all software on internet-connected devices is current.

Welcome to Merchants Commercial Bank!

Merchants Commercial Bank was created to provide focused, dedicated financial resources and solutions to the Virgin Islands business and professional community. MCB is a Virgin Islands chartered, FDIC insured, boutique commercial bank bringing state-of-the-art internet and traditional banking services to the Virgin Islands community. Based in St. Thomas, U.S. Virgin Islands but also serving St. John and St. Croix, MCB works with businesses and individuals to craft financial solutions that fit their unique circumstances.

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